Schemes Real Estate Underwriter

Join us as a Schemes Real Estate Underwriter within AXA Commercial and develop your career with a highly respected world leader. Working as part of the Schemes Hub team, you'll be responsible for profitability, income, and regulatory compliance as well as ownership of the financial results for allocated delegated authorities (DA’s).

We offer a bespoke development plan and tailored mentoring to support you and help you cultivate your skills along your journey with us and the tools to maximise your potential to become a high achieving Schemes Technical Underwriter.

What you’ll be doing:

• Focus on achieving profitability and top line plan, through portfolio underwriting, to deliver the financial results.
• Drive profitability by being clear on performance against agreed loss model (attrition, large loss and cat), monitor and engage the DA on rate and drive and implement any required Profit Improvement Plan.
• Fully utilise and develop personal empowerment levels to facilitate case management and achieve agreed service levels.
• ‘Solve Together’ by building and developing excellent external and internal relationships at all levels, establishing trusted partnerships to support execution on the SDA strategy.
• ‘Act for the Customer’ through the achievement and demonstration of full compliance with regulatory requirements, conduct and underwriting governance frameworks.
• ‘Get Clear and Own It’ to consistently deliver a first-class service to all stakeholders.
• Take ownership of your own personal development by being curious, networking and seeking opportunities for growth, to enhance your skills and capability.
• Champion the change agenda, identifying continuous improvement and drive change through to resolution.

What’s in it for you:

• We’ll equip you with the technical skills for tomorrow: It’s our job to support you in becoming an expert who has ownership over their work. We want you to be confident that you can make an impact by helping our customers. We ask ourselves what we can do today that will help us in the future. That’s why we offer continuous development to help our colleagues become experts in tomorrow.
• Build a career that’s as dynamic as the market you work in: We’re on a journey of transformation, so we’re investing in new technology that enables us to help our people and businesses thrive.
• Shape your career one decision at a time: We’ll support you to progress through the business and are committed to developing talent. We do this with training and tailored development plans. AXA is happy to support you in obtaining the FIT / Cert / Dip CII qualification.

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers. You'll work at least 40% of your week away from home, moving to the majority of your working week from September 2025. Away from home means either attendance at one of our office locations, visiting clients or attending industry events.

We know that some candidates may be discouraged from applying if they don't meet every requirement. If you’re excited by this job and the prospect of working at AXA but you’re not sure you tick every box, we’d still encourage you to apply.

Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we’re able to effectively manage interest. Therefore, if you’re interested in joining us at AXA, please don’t hesitate to apply.

What you’ll bring:

• Keep an open mind: Keen to learn and challenge the status quo, able to approach tasks from different perspectives while focusing on helping colleagues and customers.
• Stay curious: You’ll be perceptive of what our customers and the market wants and bring that knowledge into your work, whilst making the most of AXA’s development opportunities.
• Be a team player: Able to use your unique skills and knowledge to collaborate with your colleagues, take accountability and discover new ways of doing things.
• Strong technical underwriting skills and knowledge of risk management.
• Good trading capability, commercial awareness, negotiation skills and ability to build trusted partnering relationships.
• Pragmatic and confident decision maker with previous exposure to technical underwriting scenarios within a commercial environment.
• Management of Delegated Authority Relationships.
• Excellent interpersonal skills.
• Understanding of commercial insurance market and processes, including legislative and regulatory requirements.
• Knowledge of commercial lines products.
• Good analytical and numerical reasoning skills with ability to manipulate and interpret data.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the candidate will be subject to background screening every 4 years with an annual declaration in interim years.

What we offer:

At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:

• Competitive annual salary of up to £40,000 dependent on experience
• Annual company & performance-based bonus
• Contributory pension scheme (up to 12% employer contributions)
• Life Assurance (up to 10 x annual salary)
• 25 days annual leave plus Bank Holidays
• Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
• AXA employee discounts
• Gym benefits

To apply, click on the ‘apply for this job’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to E-Mail schreiben.

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Who we are :

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We’re currently making our biggest ever investment to develop the expertise and skills we need to be the best. We’re a vibrant community where everyone is supported to learn, develop, and take ownership of their work.