Credit Review Officer - Commodity Trade Finance
Key information
- Publication date:21 January 2025
- Workload:100%
- Contract type:Permanent position
- Place of work:Genève
Within the Commodity Trade Finance business unit, the Credit Review Officer will be responsible for the overall credit monitoring of a portfolio of bilateral files, structured transactions, and Payment Risk Assumption.
Our client is a bank, located in Geneva. Commodity Trade Finance is a well-supported business unit internally, dynamic and stable.
Description
- Ensure the drafting of financial analyses integrated into credit protocols
- Analyze both the substance and form of files and provide decision-making conclusions
- Conduct reviews and analysis of credit protocols submitted by the Front Office, collaborating with the Front Office on improvements to be made to the files, and develop decision-making conclusions for protocols submitted for credit committee approval
- Ensure the acquisition and enforceability of collateral documentation in coordination with the Front Office and Legal teams
- Present credit files to the Division Head (second level of expertise) and comment on decision-making conclusions
- Ensure proper entry of validated credit lines in the transaction tracking system
- Review and validate major counterparty, service provider, broker, and insurance accreditation requests
- Interact continuously with other teams involved in Global Commodity Finance activities (Transaction Management, Legal, Compliance Front)
- Stay informed about market developments, key players in the commodity sector, and regulatory changes affecting their financing
- Propose solutions for optimizing processes and tools in Credit Review activities
- Occasionally participate in the management of contentious and pre-contentious files
- Participate in significant development projects within the Credit & Transaction Management activity
Profile
- Experience as a Credit Officer/Analyst with banks active in commodity trading finance, and/or experience with an audit firm managing a portfolio of commodity trading clients
- Comprehensive understanding of risk aspects related to commodity trading financing
- Native French speaker, good command of English
- Excellent interpersonal and writing skills
- Strong analytical, synthesis, and presentation abilities
- Ability to work under pressure and strong team spirit
Job Offer
This is a permanent, full time position, to join an existing team. The Credit Review Officer will be able to have a global view on the portfolio of clients.
